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It doesn’t matter if you own a hairdressers, clothes shop, newsagents or DIY store, you’ll be inundated with customers wanting to buy your products or use your services. The weeks following Christmas can be just as hectic, as shoppers hunt for bargains in the sales.


As you get ready for the Christmas rush, it’s vital you consider your shop’s insurance policy, especially if your policy has recently lapsed or will do shortly. No retailer canafford to not be covered, but sometimes it’s the last thing on your mind. You’ll be carrying more stock than usual and even if you have cover, you might want to check that it’s fit for purpose. Your stock cover will need to cover an increase of around 30% minimum.


Every year there seems to be a rise in in Christmas shoplifting and for Christmas 2015, it was predicted that 70% of retailers would become shoplifting victims. Shoplifters shouldn’t be your only concern this Christmas though, as temperatures drop, pipes can burst and you’ll have to consider fires too, especially if you’ll be decorating your shop with candles and/or Christmas lights.


What’s included when you take out shop cover with Adelphi?


We cover your buildings, contents, business equipment, liabilities and business interruption. We understand you’ll have more stock at Christmas so we offer an automatic seasonal increase. We also cover money in transit or premises during business hours because we know you’ll be turning over more in the run-up to Christmas and the New Year.


Don’t delay, give Adelphi a call today on 01625 562 389. We’ll be happy to discuss your requirements and suggest the policy which gives you the right level of cover at an affordable price.