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MID Explained

Uninsured drivers currently cost UK motorists over £500m per year. To tackle this problem the insurance industry has responsibility for the development and operation of the Motor Insurers Database (MID) to the Motor Insurers Bureau (MIB).

As part of the Continuous Insurance Enforcement (CIE) policy the DVLA will compare its records with details of all vehicles currently held on the MID.

What are you required to do?

You must ensure that all vehicles insured by your Motor Trade policy and all trade plates owned by you are added to the MID. Untaxed stock (i.e. driven on trade plates) need not be notified, although it is simpler to notify every vehicle.

When you sell any vehicles, or return temporary vehicles, you must remember to update the MID

You are advised to check that the records of your vehicles held on the MID are up to date using the free service at www.askmid.com

How is this done?

The procedure for adding and removing vehicles from the MID varies form Insurer to Insurer as below. We will provide full details of how this applies to you at the inception of your policy.

If you have any questions regarding Continuous Insurance or the Motor Insurance Database, please call us on 01625 562389 we will be happy to discuss with you.

Further information can be obtained at www.mib.org.uk

Please click the relevant Insurers link below to update your MID list or to obtain further details:

Covea policyholders Click Here

KGM Policyholders Click Here after obtaining username and password on 01625 562 389

Markerstudy Policyholders - Please call 01625 562 389

Tradewise Policyholders Click Here

Tradex Policyholders Click Here